{"id":130704,"date":"2023-08-15T02:46:54","date_gmt":"2023-08-15T02:46:54","guid":{"rendered":"https:\/\/panoramafs.com.au\/?page_id=130704"},"modified":"2023-10-31T01:49:05","modified_gmt":"2023-10-31T01:49:05","slug":"personal-insurance","status":"publish","type":"page","link":"https:\/\/panoramafs.com.au\/insurance\/personal-insurance\/","title":{"rendered":"Personal Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=&#8221;20&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;3&#8243; back_color=&#8221;accent&#8221; back_image=&#8221;131075&#8243; overlay_color=&#8221;color-jevc&#8221; overlay_alpha=&#8221;20&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; top_divider=&#8221;gradient&#8221; bottom_divider=&#8221;gradient&#8221; uncode_shortcode_id=&#8221;110093&#8243; back_color_type=&#8221;uncode-palette&#8221; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; gutter_size=&#8221;3&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243;][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;2&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; css_animation=&#8221;alpha-anim&#8221; animation_delay=&#8221;200&#8243; width=&#8221;9\/12&#8243; uncode_shortcode_id=&#8221;127865&#8243;][vc_custom_heading heading_semantic=&#8221;h6&#8243; text_size=&#8221;h6&#8243; text_transform=&#8221;uppercase&#8221; uncode_shortcode_id=&#8221;105618&#8243;]Personal Insurance[\/vc_custom_heading][vc_custom_heading heading_semantic=&#8221;h1&#8243; text_size=&#8221;h1&#8243; css_animation=&#8221;alpha-anim&#8221; animation_delay=&#8221;200&#8243; uncode_shortcode_id=&#8221;125949&#8243;]Personal Insurance for you and your family to cover you if and when you need it. Helping you sleep at night![\/vc_custom_heading][\/vc_column_inner][vc_column_inner width=&#8221;3\/12&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;1&#8243; top_divider=&#8221;gradient&#8221; bottom_divider=&#8221;gradient&#8221; uncode_shortcode_id=&#8221;903055&#8243;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_row_inner][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;102328&#8243; column_width_pixel=&#8221;1000&#8243;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;665794&#8243;]No matter your age or where you or your family are at right now in life, we will sit down with you, hold your hand and see if it makes sense that we recommend some of the insurances below.[\/vc_column_text][vc_separator sep_color=&#8221;color-lxmt&#8221; uncode_shortcode_id=&#8221;101942&#8243; sep_color_type=&#8221;uncode-palette&#8221; el_width=&#8221;200px&#8221; el_height=&#8221;3px&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;349428&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; uncode_shortcode_id=&#8221;102176&#8243; text_color_type=&#8221;uncode-palette&#8221;]We&#8217;ve got you covered in the following areas[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;4&#8243; shift_y=&#8221;0&#8243;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;2&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243;][vc_icon icon_image=&#8221;131077&#8243; icon_color=&#8221;accent&#8221; text_size=&#8221;h4&#8243; align=&#8221;left&#8221; title=&#8221;Life Insurance&#8221; uncode_shortcode_id=&#8221;189206&#8243; icon_color_type=&#8221;uncode-palette&#8221;]This policy offers a lump sum benefit to your family or children in the unfortunate event of a tragic occurrence.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;2&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243;][vc_icon icon_image=&#8221;131078&#8243; icon_color=&#8221;accent&#8221; text_size=&#8221;h4&#8243; align=&#8221;left&#8221; title=&#8221;Total &amp; Permanent Disability (TPD)&#8221; uncode_shortcode_id=&#8221;206387&#8243; icon_color_type=&#8221;uncode-palette&#8221;]You are still alive but you are in a bad way, where you will never work again. You might need modifications done to your home as you will probably be in a wheelchair ++[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;2&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243;][vc_icon icon_image=&#8221;131080&#8243; icon_color=&#8221;accent&#8221; text_size=&#8221;h4&#8243; align=&#8221;left&#8221; title=&#8221;Income Protection&#8221; uncode_shortcode_id=&#8221;666310&#8243; icon_color_type=&#8221;uncode-palette&#8221;]Our ability to work and earn income is our most vital asset. In case of injury or illness, income protection ensures monthly benefits to cover living expenses until work is possible again.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;2&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/4&#8243;][vc_icon icon_image=&#8221;131079&#8243; icon_color=&#8221;accent&#8221; text_size=&#8221;h4&#8243; align=&#8221;left&#8221; title=&#8221;Trauma&#8221; uncode_shortcode_id=&#8221;212524&#8243; icon_color_type=&#8221;uncode-palette&#8221;]A trauma policy pays a lump sum for about 50 different traumatic conditions such as heart attacks, strokes, or cancer, covering immediate medical expenses for your recovery.[\/vc_icon][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row unlock_row=&#8221;&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;4&#8243; back_image=&#8221;131187&#8243; back_position=&#8221;center bottom&#8221; parallax=&#8221;yes&#8221; overlay_alpha=&#8221;67&#8243; gutter_size=&#8221;4&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;203872&#8243;][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;1&#8243; style=&#8221;light&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/3&#8243; uncode_shortcode_id=&#8221;136036&#8243;][uncode_counter value=&#8221;42&#8243; counter_color=&#8221;accent&#8221; size=&#8221;fontsize-142088&#8243; suffix=&#8221;%&#8221; uncode_shortcode_id=&#8221;180482&#8243; counter_color_type=&#8221;uncode-palette&#8221;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;834590&#8243;]of Australians don\u2019t have enough life insurance to provide the same standard of living<sup>1<\/sup>.[\/vc_column_text][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;1&#8243; style=&#8221;light&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/3&#8243; uncode_shortcode_id=&#8221;501266&#8243;][uncode_counter value=&#8221;50&#8243; counter_color=&#8221;accent&#8221; size=&#8221;fontsize-142088&#8243; suffix=&#8221;%&#8221; uncode_shortcode_id=&#8221;587379&#8243; counter_color_type=&#8221;uncode-palette&#8221;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;417451&#8243;]of Australians will be diagnosed with cancer by the age of 85<sup>2<\/sup>.[\/vc_column_text][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;1&#8243; style=&#8221;light&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/3&#8243; uncode_shortcode_id=&#8221;928201&#8243;][uncode_counter value=&#8221;17&#8243; counter_color=&#8221;accent&#8221; size=&#8221;fontsize-142088&#8243; uncode_shortcode_id=&#8221;745583&#8243; suffix=&#8221;x&#8221; counter_color_type=&#8221;uncode-palette&#8221;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;511761&#8243;]trauma claims made through Panorama so far in 2023 totalling $2,720,000<sup>3<\/sup>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;176188&#8243;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; limit_content=&#8221;&#8221;][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; column_width_pixel=&#8221;900&#8243; uncode_shortcode_id=&#8221;144352&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; heading_semantic=&#8221;h3&#8243; uncode_shortcode_id=&#8221;110917&#8243; text_color_type=&#8221;uncode-palette&#8221;]Who we help[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_tabs vertical=&#8221;yes&#8221; typography=&#8221;advanced&#8221; tab_no_border=&#8221;yes&#8221; tab_custom_size=&#8221;yes&#8221; tab_size=&#8221;5&#8243; tab_gap=&#8221;3&#8243; custom_padding=&#8221;yes&#8221; gutter_tab=&#8221;2&#8243; active_bg_color=&#8221;color-lxmt&#8221; active_txt_color=&#8221;color-prif&#8221; radius=&#8221;sm&#8221; titles_size=&#8221;h3&#8243; titles_weight=&#8221;700&#8243; gutter_simple=&#8221;1&#8243; uncode_shortcode_id=&#8221;142226&#8243; active_bg_color_type=&#8221;uncode-palette&#8221; active_txt_color_type=&#8221;uncode-palette&#8221;][vc_tab icon=&#8221;fa fa-check&#8221; icon_size=&#8221;md&#8221; gutter_size=&#8221;2&#8243; column_padding=&#8221;0&#8243; title=&#8221;Families&#8221; tab_id=&#8221;1671531983-1-921672821409659169216694510516921682977481692241301615&#8243; excerpt=&#8221;We love working with families of all shapes and sizes and if something happens to you as a parent, you need to ensure that your family is looked after if something terrible happens.&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;131125&#8243; media_width_percent=&#8221;100&#8243; css_animation=&#8221;bottom-t-top&#8221; uncode_shortcode_id=&#8221;112479&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][vc_tab icon=&#8221;fa fa-check&#8221; icon_size=&#8221;md&#8221; gutter_size=&#8221;2&#8243; column_padding=&#8221;0&#8243; title=&#8221;Individuals&#8221; tab_id=&#8221;1671535938245-2-11672821409659169216694510516921682977481692241301615&#8243; excerpt=&#8221;We don\u2019t typically do much life cover with individuals, but Income Protection and Trauma insurance is critical for you at this stage of your life. Even though you don\u2019t have dependants you have to look after yourself if you can\u2019t work for an extended period of time.&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;131088&#8243; media_width_percent=&#8221;100&#8243; shape=&#8221;img-round&#8221; radius=&#8221;xs&#8221; css_animation=&#8221;bottom-t-top&#8221; uncode_shortcode_id=&#8221;688043&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][vc_tab icon=&#8221;fa fa-check&#8221; icon_size=&#8221;md&#8221; gutter_size=&#8221;2&#8243; column_padding=&#8221;0&#8243; title=&#8221;Tradies&#8221; tab_id=&#8221;1671531983-2-891672821409659169216694510516921682977481692241301615&#8243; excerpt=&#8221;Insurance is based on statistics, as such the types of insurance we do for Tradies is generally more expensive. As alarming as this may sound, Tradies have the most likelihood of claiming against any of these types of policies.&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;131086&#8243; media_width_percent=&#8221;100&#8243; shape=&#8221;img-round&#8221; radius=&#8221;xs&#8221; css_animation=&#8221;bottom-t-top&#8221; uncode_shortcode_id=&#8221;464865&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][vc_tab icon=&#8221;fa fa-check&#8221; icon_size=&#8221;md&#8221; gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;High Net Worth Individuals&#8221; tab_id=&#8221;1692253192702-3-5&#8243; excerpt=&#8221;You have worked hard to create your kingdom and you need to make sure you are protecting it. Over the last 15 years we have worked with many family businesses that have created large amounts of wealth.&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;131087&#8243; media_width_percent=&#8221;100&#8243; shape=&#8221;img-round&#8221; radius=&#8221;xs&#8221; css_animation=&#8221;bottom-t-top&#8221; uncode_shortcode_id=&#8221;108965&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][\/vc_tabs][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;5&#8243; top_padding=&#8221;4&#8243; bottom_padding=&#8221;5&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; column_width_use_pixel=&#8221;yes&#8221; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; inverted_device_order=&#8221;yes&#8221; column_width_pixel=&#8221;1600&#8243; uncode_shortcode_id=&#8221;157306&#8243;][vc_column width=&#8221;7\/12&#8243;][vc_single_image media=&#8221;131123&#8243; media_width_percent=&#8221;100&#8243; media_ratio=&#8221;four-three&#8221; uncode_shortcode_id=&#8221;428975&#8243;][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;5\/12&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; heading_semantic=&#8221;h3&#8243; uncode_shortcode_id=&#8221;200271&#8243; text_color_type=&#8221;uncode-palette&#8221;]Like one big extended family[\/vc_custom_heading][vc_column_text uncode_shortcode_id=&#8221;402903&#8243;]We\u2019re a genuine family-oriented bunch, down-to-earth and honest. We\u2019re thrilled to connect with you and discover where you stand in life. Your priorities and potential insurance needs matter to us.<\/p>\n<p>We understand insurance can be puzzling \u2013 that\u2019s a fact. Our mission is to guide you and make the intricate stuff easy to grasp. 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Let us help![\/vc_custom_heading][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;117279&#8243;]We\u2019ll bring the conversation to you if you if you would prefer to meet online. Let\u2019s start the conversation to get to know you, where are you at now and how we can help you with your insurance and superannuation needs.[\/vc_column_text][vc_empty_space empty_h=&#8221;2&#8243;][vc_button button_color=&#8221;color-xsdn&#8221; outline=&#8221;yes&#8221; border_width=&#8221;0&#8243; display=&#8221;inline&#8221; link=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Fcontact-us%2F&#8221; button_color_type=&#8221;uncode-palette&#8221; uncode_shortcode_id=&#8221;192359&#8243; el_class=&#8221;cta-outline&#8221;]Contact Us[\/vc_button][vc_button button_color=&#8221;color-xsdn&#8221; border_width=&#8221;0&#8243; display=&#8221;inline&#8221; button_color_type=&#8221;uncode-palette&#8221; el_class=&#8221;trigger-callback&#8221; uncode_shortcode_id=&#8221;413416&#8243;]Request a Callback[\/vc_button][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;5\/12&#8243; uncode_shortcode_id=&#8221;335559&#8243;][vc_single_image media=&#8221;131173&#8243; media_width_use_pixel=&#8221;yes&#8221; alignment=&#8221;center&#8221; uncode_shortcode_id=&#8221;147524&#8243; media_width_pixel=&#8221;500&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_height_percent=&#8221;20&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;3&#8243; back_color=&#8221;accent&#8221; back_image=&#8221;131075&#8243; overlay_color=&#8221;color-jevc&#8221; overlay_alpha=&#8221;20&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; top_divider=&#8221;gradient&#8221; bottom_divider=&#8221;gradient&#8221; uncode_shortcode_id=&#8221;110093&#8243; back_color_type=&#8221;uncode-palette&#8221; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":130690,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Insurance - Panorama \u2013 Life happens. 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