{"id":18,"date":"2023-08-07T02:29:05","date_gmt":"2023-08-07T02:29:05","guid":{"rendered":"https:\/\/panoramafs.com.au\/?page_id=18"},"modified":"2023-11-21T04:43:55","modified_gmt":"2023-11-21T04:43:55","slug":"home","status":"publish","type":"page","link":"https:\/\/panoramafs.com.au\/","title":{"rendered":"Home"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_use_pixel=&#8221;yes&#8221; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; top_divider=&#8221;step&#8221; uncode_shortcode_id=&#8221;210220&#8243; column_width_pixel=&#8221;1512&#8243;][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;0&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;0&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;-5&#8243; shift_y_fixed=&#8221;yes&#8221; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;963011&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;143501&#8243; limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; radius=&#8221;std&#8221; shadow=&#8221;std&#8221; width=&#8221;1\/3&#8243; uncode_shortcode_id=&#8221;960586&#8243; back_color_type=&#8221;uncode-palette&#8221; link_to=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Finsurance%2F&#8221; el_class=&#8221;block-hovers&#8221;][vc_icon position=&#8221;left&#8221; icon_image=&#8221;130825&#8243; add_margin=&#8221;yes&#8221; linked_title=&#8221;yes&#8221; uncode_shortcode_id=&#8221;447591&#8243; title=&#8221;Insurance&#8221; link=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Finsurance%2F&#8221; el_class=&#8221;btn-icon-right&#8221; link_text=&#8221;Find out more&#8221;]Whether you&#8217;re a family, single or a business, we&#8217;ll go through the right insurances for your stage of life \u2013 to protect what&#8217;s important to you. We&#8217;ve got you covered![\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; radius=&#8221;std&#8221; shadow=&#8221;std&#8221; width=&#8221;1\/3&#8243; uncode_shortcode_id=&#8221;610031&#8243; back_color_type=&#8221;uncode-palette&#8221; link_to=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Fsuperannuation%2F&#8221; el_class=&#8221;block-hovers&#8221;][vc_icon position=&#8221;left&#8221; icon_image=&#8221;130826&#8243; add_margin=&#8221;yes&#8221; uncode_shortcode_id=&#8221;928040&#8243; title=&#8221;Superannuation&#8221; link=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Fsuperannuation%2F&#8221; link_text=&#8221;Find out more&#8221;]We specialise in setting up superannuation the right way to ensure that you get the best return for your money \u2013 helping you keep the lifestyle you desire for the rest of your life.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; radius=&#8221;std&#8221; shadow=&#8221;std&#8221; width=&#8221;1\/3&#8243; uncode_shortcode_id=&#8221;610946&#8243; back_color_type=&#8221;uncode-palette&#8221; link_to=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Ffinancial-planning%2F&#8221; el_class=&#8221;block-hovers&#8221;][vc_icon position=&#8221;left&#8221; icon_image=&#8221;130827&#8243; add_margin=&#8221;yes&#8221; uncode_shortcode_id=&#8221;899029&#8243; title=&#8221;Financial Planning&#8221; link=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Ffinancial-planning%2F&#8221; link_text=&#8221;Find out more&#8221;]We also work with our clients on their Estate Planning, Retirement Planning, Debt Management and Cashflow Budgeting challenges.[\/vc_icon][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;5&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;696525&#8243;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; limit_content=&#8221;&#8221;][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;1&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; column_width_pixel=&#8221;900&#8243; uncode_shortcode_id=&#8221;144352&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; heading_semantic=&#8221;h3&#8243; uncode_shortcode_id=&#8221;206815&#8243; text_color_type=&#8221;uncode-palette&#8221;]We love holding our clients\u2019 hands through these sometimes difficult conversations to ensure we can break it all down simply to give ongoing peace of mind.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_empty_space empty_h=&#8221;1&#8243;][vc_tabs vertical=&#8221;yes&#8221; typography=&#8221;advanced&#8221; tab_no_border=&#8221;yes&#8221; tab_custom_size=&#8221;yes&#8221; tab_size=&#8221;5&#8243; tab_gap=&#8221;3&#8243; custom_padding=&#8221;yes&#8221; gutter_tab=&#8221;2&#8243; active_bg_color=&#8221;color-lxmt&#8221; active_txt_color=&#8221;color-prif&#8221; radius=&#8221;sm&#8221; titles_size=&#8221;h3&#8243; titles_weight=&#8221;700&#8243; gutter_simple=&#8221;1&#8243; uncode_shortcode_id=&#8221;142226&#8243; active_bg_color_type=&#8221;uncode-palette&#8221; active_txt_color_type=&#8221;uncode-palette&#8221;][vc_tab icon=&#8221;fa fa-check&#8221; icon_size=&#8221;md&#8221; gutter_size=&#8221;2&#8243; column_padding=&#8221;0&#8243; title=&#8221;Personalised Advice&#8221; tab_id=&#8221;1671531983-1-92167282140965916921669451051692168297748&#8243; slug=&#8221;personalised-advice&#8221; excerpt=&#8221;Everyone is on a different journey and thus need a different solution to their insurance and super challenges. Our team has 40 years of experience to give you your bespoke plan.&#8221;][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;131047&#8243; media_width_percent=&#8221;100&#8243; media_ratio=&#8221;sixteen-nine&#8221; shape=&#8221;img-round&#8221; radius=&#8221;xs&#8221; css_animation=&#8221;bottom-t-top&#8221; uncode_shortcode_id=&#8221;694242&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][vc_tab icon=&#8221;fa fa-check&#8221; icon_size=&#8221;md&#8221; gutter_size=&#8221;2&#8243; column_padding=&#8221;0&#8243; title=&#8221;No overpaying&#8221; tab_id=&#8221;1671535938245-2-1167282140965916921669451051692168297748&#8243; slug=&#8221;no-overpaying&#8221; excerpt=&#8221;We know how critical it is to pay the right amount for your insurances. We proactively review this regularly so you&#8217;re not overpaying. The same goes for superannuation &#8211; ensuring we maximise your overall return for your personal circumstances.&#8221;][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;131002&#8243; media_width_percent=&#8221;100&#8243; media_ratio=&#8221;sixteen-nine&#8221; shape=&#8221;img-round&#8221; radius=&#8221;xs&#8221; css_animation=&#8221;bottom-t-top&#8221; uncode_shortcode_id=&#8221;182184&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][vc_tab icon=&#8221;fa fa-check&#8221; icon_size=&#8221;md&#8221; gutter_size=&#8221;2&#8243; column_padding=&#8221;0&#8243; title=&#8221;Keeping it real. No BS.&#8221; tab_id=&#8221;1671531983-2-89167282140965916921669451051692168297748&#8243; slug=&#8221;no-bs&#8221; excerpt=&#8221;We have families too, so it&#8217;s important to us to be open and transparent. We like to think we offer a personal touch even before you become part of our extended family. We really do care.&#8221;][vc_row_inner limit_content=&#8221;&#8221;][vc_column_inner width=&#8221;1\/1&#8243;][vc_single_image media=&#8221;131000&#8243; media_width_percent=&#8221;100&#8243; media_ratio=&#8221;sixteen-nine&#8221; shape=&#8221;img-round&#8221; radius=&#8221;xs&#8221; css_animation=&#8221;bottom-t-top&#8221; uncode_shortcode_id=&#8221;182001&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tab][\/vc_tabs][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;5&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;5&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; column_width_use_pixel=&#8221;yes&#8221; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; inverted_device_order=&#8221;yes&#8221; column_width_pixel=&#8221;1600&#8243; uncode_shortcode_id=&#8221;125736&#8243;][vc_column width=&#8221;7\/12&#8243;][vc_single_image media=&#8221;130993&#8243; media_width_percent=&#8221;100&#8243; media_ratio=&#8221;four-three&#8221; uncode_shortcode_id=&#8221;650500&#8243;][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;5\/12&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; heading_semantic=&#8221;h3&#8243; uncode_shortcode_id=&#8221;202209&#8243; text_color_type=&#8221;uncode-palette&#8221;]We help everyday Australians, like you, to achieve their goals.[\/vc_custom_heading][vc_column_text uncode_shortcode_id=&#8221;960513&#8243;]We deliver on all your personal and business insurance needs and superannuation to ensure you and your family are set up correctly to protect your future, without the bells and whistles. We listen closely. We keep it simple. We tailor a solution to fit your life.<\/p>\n<p>We\u2019re always up to speed with the industry and continuously evolving with it.<\/p>\n<p>We will hold your hand and make this process simple, we keep it real and we deliver on our promises.[\/vc_column_text][vc_button button_color=&#8221;accent&#8221; border_width=&#8221;0&#8243; link=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Fabout-us%2F&#8221; button_color_type=&#8221;uncode-palette&#8221; uncode_shortcode_id=&#8221;676882&#8243;]Find out more[\/vc_button][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;50&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;4&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;5&#8243; overlay_alpha=&#8221;100&#8243; gutter_size=&#8221;100&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; style=&#8221;inherited&#8221; uncode_shortcode_id=&#8221;901314&#8243; shape_dividers=&#8221;&#8221;][vc_column column_width_percent=&#8221;100&#8243; 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uncode_shortcode_id=&#8221;169815&#8243; text_color_type=&#8221;uncode-palette&#8221;]You&#8217;re in good company[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_gallery el_id=&#8221;gallery-565644378&#8243; type=&#8221;carousel&#8221; medias=&#8221;131371,131374,131375,131376,131378,131379,131380,131593&#8243; carousel_lg=&#8221;1&#8243; carousel_md=&#8221;1&#8243; carousel_sm=&#8221;1&#8243; gutter_size=&#8221;0&#8243; media_items=&#8221;media|lightbox|poster&#8221; carousel_type=&#8221;fade&#8221; carousel_interval=&#8221;5000&#8243; carousel_navspeed=&#8221;700&#8243; carousel_loop=&#8221;yes&#8221; carousel_dots=&#8221;yes&#8221; carousel_dots_space=&#8221;yes&#8221; carousel_autoh=&#8221;yes&#8221; carousel_textual=&#8221;yes&#8221; stage_padding=&#8221;0&#8243; single_style=&#8221;dark&#8221; single_overlay_opacity=&#8221;50&#8243; single_overlay_anim=&#8221;no&#8221; single_text_anim=&#8221;no&#8221; single_image_anim=&#8221;no&#8221; single_h_align=&#8221;center&#8221; 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It teaches you so much about life and in many ways prepares you for business. Learning about goal setting, working as a team, working with other people, how to handle success and how to handle failure. Some of the charities community groups we give back to:[\/vc_column_text][vc_gallery el_id=&#8221;gallery-85457123&#8243; medias=&#8221;130961,130958,130959,130968,130960,130969&#8243; gutter_size=&#8221;3&#8243; media_items=&#8221;media|custom_link|original,icon&#8221; screen_lg=&#8221;100&#8243; screen_md=&#8221;100&#8243; screen_sm=&#8221;100&#8243; single_overlay_color=&#8221;color-xsdn&#8221; single_overlay_opacity=&#8221;50&#8243; single_text_anim=&#8221;no&#8221; single_image_anim=&#8221;no&#8221; single_padding=&#8221;2&#8243; single_border=&#8221;yes&#8221; single_link=&#8221;url:%23|||rel:nofollow&#8221; uncode_shortcode_id=&#8221;203424&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;0&#8243; back_image=&#8221;131236&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;-3&#8243; shift_y_fixed=&#8221;yes&#8221; z_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;605135&#8243;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;880458&#8243;][vc_empty_space empty_h=&#8221;4&#8243; desktop_visibility=&#8221;yes&#8221;][vc_row_inner][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;3&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;7\/12&#8243; uncode_shortcode_id=&#8221;178286&#8243;][vc_custom_heading heading_semantic=&#8221;h3&#8243; uncode_shortcode_id=&#8221;631674&#8243;]Life is too short to be caught up in the paperwork. Let us help![\/vc_custom_heading][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;596713&#8243;]We\u2019ll bring the conversation to you if you if you would prefer to meet you online. Let\u2019s start the conversation to get to know you, where are you at now and can we help you with your insurance and superannuation solutions.[\/vc_column_text][vc_empty_space empty_h=&#8221;2&#8243;][vc_button button_color=&#8221;color-xsdn&#8221; outline=&#8221;yes&#8221; border_width=&#8221;0&#8243; display=&#8221;inline&#8221; link=&#8221;url:https%3A%2F%2Fpanoramafs.com.au%2Fcontact-us%2F&#8221; button_color_type=&#8221;uncode-palette&#8221; uncode_shortcode_id=&#8221;446222&#8243; el_class=&#8221;cta-outline&#8221;]Contact Us[\/vc_button][vc_button button_color=&#8221;color-xsdn&#8221; border_width=&#8221;0&#8243; display=&#8221;inline&#8221; button_color_type=&#8221;uncode-palette&#8221; el_class=&#8221;trigger-callback&#8221; uncode_shortcode_id=&#8221;139863&#8243;]Request a Callback[\/vc_button][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;5\/12&#8243; uncode_shortcode_id=&#8221;335559&#8243;][vc_single_image media=&#8221;131073&#8243; media_width_use_pixel=&#8221;yes&#8221; alignment=&#8221;center&#8221; uncode_shortcode_id=&#8221;806862&#8243; media_width_pixel=&#8221;300&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_use_pixel=&#8221;yes&#8221; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; top_divider=&#8221;step&#8221; uncode_shortcode_id=&#8221;210220&#8243; column_width_pixel=&#8221;1512&#8243;][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;0&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;0&#8243; style=&#8221;dark&#8221; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Panorama \u2013 Life happens. 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