Personal Insurance
Personal Insurance for you and your family to cover you if and when you need it. Helping you sleep at night!
No matter your age or where you or your family are at right now in life, we will sit down with you, hold your hand and see if it makes sense that we recommend some of the insurances below.
We've got you covered in the following areas
Life Insurance
This policy offers a lump sum benefit to your family or children in the unfortunate event of a tragic occurrence.
Total & Permanent Disability (TPD)
You are still alive but you are in a bad way, where you will never work again. You might need modifications done to your home as you will probably be in a wheelchair ++
Income Protection
Our ability to work and earn income is our most vital asset. In case of injury or illness, income protection ensures monthly benefits to cover living expenses until work is possible again.
Trauma
A trauma policy pays a lump sum for about 50 different traumatic conditions such as heart attacks, strokes, or cancer, covering immediate medical expenses for your recovery.
42%
of Australians don’t have enough life insurance to provide the same standard of living1.
50%
of Australians will be diagnosed with cancer by the age of 852.
17x
trauma claims made through Panorama so far in 2023 totalling $2,720,0003.
Who we help
- FamiliesWe love working with families of all shapes and sizes and if something happens to you as a parent, you need to ensure that your family is looked after if something terrible happens.
- IndividualsWe don’t typically do much life cover with individuals, but Income Protection and Trauma insurance is critical for you at this stage of your life. Even though you don’t have dependants you have to look after yourself if you can’t work for an extended period of time.
- TradiesInsurance is based on statistics, as such the types of insurance we do for Tradies is generally more expensive. As alarming as this may sound, Tradies have the most likelihood of claiming against any of these types of policies.
- High Net Worth IndividualsYou have worked hard to create your kingdom and you need to make sure you are protecting it. Over the last 15 years we have worked with many family businesses that have created large amounts of wealth.
Like one big extended family
We’re a genuine family-oriented bunch, down-to-earth and honest. We’re thrilled to connect with you and discover where you stand in life. Your priorities and potential insurance needs matter to us.
We understand insurance can be puzzling – that’s a fact. Our mission is to guide you and make the intricate stuff easy to grasp. We’ll handle all the legwork to secure the best-priced insurance that suits your unique situation during this phase of life.
If you're not insured… you're not ensured. Let us help!
We’ll bring the conversation to you if you if you would prefer to meet online. Let’s start the conversation to get to know you, where are you at now and how we can help you with your insurance and superannuation needs.