INSURANCE AND SUPERANNUATION
Global Design Practice

ASPECT Studios

Client

ASPECT Studios is a global design practice specialising in landscape architecture and urban design. Founded in Australia in 1993, ASPECT brings together landscape architects, designers and urbanists to create projects that enhance the lives of people and natural systems in an enduring way. Today, the practice operates across Australia, Asia, Europe and the Middle East. Panorama has partnered with ASPECT since 2024.

Challenge

As ASPECT continued to grow and evolve, there was an opportunity to review its existing insurance and ensure the cover remained aligned with the business’s current value and ownership structure.

However, given ASPECT’s size and complexity, securing the appropriate level of cover isn’t always straightforward. The available options did not always align with the business’s scale or needs, making it difficult to put the right level of protection in place without incurring unnecessary costs.

ASPECT needed a strategy that would:

  • Keep protection aligned with the business’s current value and structure.
  • Support business continuity across projects and operations.
  • Make any future changes to the ownership structure as smooth and straightforward as possible.
  • Ensure the overall strategy remained cost-effective.

Solution

Panorama worked closely with ASPECT’s key members and stakeholders to develop an insurance strategy that truly matched the company’s needs and ambitions. Together, we reviewed the business’s current value and existing protection strategies, making sure that key person and buy/sell coverage provided the right level of protection for today’s market.

Given ASPECT’s size and complexity, the review took place over six months. During this time, Panorama worked closely with insurers and explored every available option, carefully assessing and refining the approach and putting the right measures in place to secure the level of cover ASPECT required. The result was not only stronger and more appropriate protection for the company but also reduced outgoing costs. ASPECT now has cover that better reflects the business today and its future direction, giving the team greater confidence in the strategy moving forward.

Testimonials

Thuy is the best! Very professional and will give you the most genuine advice where you know all your needs are being met. She explains things so well you feel at ease with the decisions you make for yourself and your whole family. Extremely impressed with this company! Mark, Thuy and the team are dedicated on providing the best service possible. Thank you for your amazing work guys!

Mariebeth Warman

Highly recommend Mark & the team at Panorama Financial. They've been assisting with my superannuation and life insurance for many years without me having to worry about it.

Lana Denys

Mark and the Team have been great to deal with in setting up cover for me and my family. What feels like a complicated topic was explained clearly and concisely by Mark and I now have the peace of mind that my wife & family would be looked after in the case of serious accident or worse. Highly recommend

Matt Piotrowski

Mark and the team provide great advice and help me make decisions based on accurate information!

James Black

Highly recommend Mark, Thuy and the team at Panorama! Efficient and lovely to work with! Thanks for looking after all our super and life insurance needs!

Lauren Denys

Thank you Mark and Panorama for assisting with my businesses insurance needs! The team was very friendly and made everything incredibly easy to understand. I would recommend this service at least be looked into by all small business owners. Thanks again - GG

G G

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Panorama Financial Services (AUS) Pty Ltd, ABN: 86 654 663 671 is a Corporate Authorised Representative of Sentry Advice Pty Ltd, ABN: 77 103 642 888 AFSL 227748.

Mark Crowe is a Sub-Authorised Representative (No 342018) of Panorama Financial Services (Aus) Pty Ltd. Panorama Financial Services (Aus) Pty Ltd is a Corporate Authorised Representative (No 1303106) of Sentry Advice Pty Ltd AFSL 227748 (The Licensee). View their FSG here.

Thuy Nguyen is a Sub-Authorised Representative (No 405698) of Panorama Financial Services (Aus) Pty Ltd. Panorama Financial Services (Aus) Pty Ltd is a Corporate Authorised Representative (No 1303106) of Sentry Advice Pty Ltd AFSL 227748 (The Licensee). View their FSG here.

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